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Feature	Jubilee General Comprehensive Plus Conventional	TPL Insurance Motor Secure Conventional	Pak-Qatar Motor Takaful Takaful
Premium	PKR 48,500	PKR 45,200	PKR 49,800
Mode	conventional	conventional	takaful
Sum insured	Market value	Market value	Market value
Deductible	5%	7.5%	5%
Duration	12 months	12 months	12 months
Key benefits	Accidental damage Theft Third-party liability Roadside assist	Own damage Third-party Tracker discount eligible	Shariah compliant Own damage Third-party
Exclusions	Wear & tear Driving under influence	Racing Unauthorized driver	Non-halal use exclusions per wording